Can You Close on a Home Remotely in Florida?

Buying or selling property in Florida no longer requires a physical presence at the closing table. Thanks to legislative changes and secure digital tools, remote closings have become a practical solution for both in-state and out-of-state parties. Whether you are relocating, managing an investment property, or unable to attend in person, Florida law now permits real estate transactions to be finalized remotely, provided the proper safeguards are in place. At Nishad Khan P.L., we help clients navigate remote closings with confidence, accuracy, and legal protection.

What Makes Remote Closings Possible in Florida?

Remote closings became more widely adopted after the Florida Legislature enacted statutes authorizing Remote Online Notarization (RON), codified in Florida Statutes § 117.201–305. This law allows commissioned online notaries to verify identities, witness signatures, and notarize documents entirely through secure audio-video communication. When combined with e-signature platforms and encrypted document portals, buyers and sellers can now complete real estate transactions from anywhere in the U.S. or even abroad.

For a remote closing to be valid, documents must be notarized correctly, the parties must consent to electronic processes, and all required disclosures and lender-specific forms must be properly executed. Because each transaction has unique requirements, working with a Florida real estate attorney helps ensure compliance with both state law and lender rules.

Electronic Signatures and Document Security

In most Florida real estate transactions, the majority of documents—such as purchase agreements, escrow instructions, and disclosure forms—can be signed electronically. Florida law recognizes electronic signatures as legally binding under the Uniform Electronic Transactions Act (UETA). However, certain key documents, including deeds, mortgages, and promissory notes, must be notarized. Under the RON law, these can also be notarized electronically if done through a certified online notary platform that meets Florida’s statutory requirements.

To maintain validity and security, closings typically occur through secure platforms overseen by title agents or attorneys. These systems protect against fraud, unauthorized alterations, and miscommunication. While many title companies provide access to these platforms, only an attorney can provide legal review and address issues such as enforceability, contract language, or risks associated with remote execution.

For more information on how our firm assists with real estate closings, please visit our practice areas.

Power of Attorney: A Flexible Alternative

If a buyer or seller cannot attend closing, either in person or virtually, Florida law allows another individual to act on their behalf through a Power of Attorney (POA). A valid POA for real estate transactions must be in writing, signed by the principal in the presence of two witnesses and a notary, and must expressly authorize the agent to handle real estate matters such as signing closing documents or transferring title. Lenders often require additional review before accepting a POA, so careful drafting is essential. A Florida real estate attorney can prepare or review this document to ensure it meets statutory requirements and is acceptable to all parties involved.

Remote Closings for Out-of-State Buyers and Sellers

Florida remains one of the most attractive markets for out-of-state buyers, investors, and relocating families. Remote closings eliminate the need for travel, minimize scheduling conflicts, and allow transactions to be completed efficiently even when one or more parties are not physically present. For sellers, this flexibility means they can finalize a sale without disruption. For buyers, it reduces delays and makes it possible to secure properties quickly in Florida’s competitive real estate market.

Our firm regularly supports clients across the country in remote closings. We coordinate with title agents, lenders, and online notaries to ensure every step complies with Florida law. We also review documents, resolve legal issues, and protect our clients’ interests throughout the transaction.For answers to common closing questions, visit our FAQs page.

Real Solutions for a Digital Market

Remote closings are no longer a convenience reserved for unusual circumstances; they are now a standard practice. They are a reliable and legally sound solution for modern real estate transactions. If you’re planning to close on a home remotely, it is essential to work with legal counsel who understands both the technology involved and the laws that govern remote closings. The Attorneys at Nishad Khan P.L. offer personalized legal guidance for remote buyers, sellers, and investors throughout Florida. Reach out to Nishad Khan P.L. to ensure your remote closing proceeds smoothly and securely. Contact us today to schedule a consultation.